Property Tax Calculator Singapore (2026)
Calculate your property tax based on Annual Value and occupancy type.
What is the Property Tax Calculator?
The Property Tax Calculator computes your annual property tax in Singapore based on the Annual Value (AV) of your property and whether it is owner-occupied or non-owner-occupied. It uses the IRAS progressive property tax rates to determine your exact tax payable.
Enter details and click calculate
Quick Reference
- • Owner-occupied rates: 0% on first $8,000 AV, up to 32% above $140,000
- • Non-owner-occupied rates: 12% on first $30,000 AV, up to 36% above $120,000
- • Annual Value is the estimated yearly rent based on market comparables
- • Property tax is payable annually by 31 January
How Property Tax Works in Singapore
Property tax in Singapore is charged annually based on the Annual Value (AV) of your property, which is the estimated yearly rent it could generate on the open market.
Owner-occupied residential properties enjoy lower progressive rates starting from 0%, while non-owner-occupied (investment) properties are taxed at higher rates starting from 12%.
IRAS determines the AV based on comparable rental transactions in the area. You can check your property's AV on the IRAS website. Property tax is payable by 31 January each year.
Owner-Occupied Rates
Frequently Asked Questions
What is the Annual Value (AV) for property tax?expand_more
The Annual Value (AV) is the estimated gross annual rent your property could fetch if it were rented out, excluding furnishing and maintenance charges. IRAS determines the AV based on market rental data for comparable properties in the area. Your property tax is calculated as a percentage of the AV.
What is the difference between owner-occupied and non-owner-occupied rates?expand_more
Owner-occupied residential properties enjoy progressive tax rates starting from 0% for the first $8,000 of AV, up to 32% for AV above $140,000. Non-owner-occupied (investment) properties are taxed at higher progressive rates starting from 12% for the first $30,000 of AV, up to 36% for AV above $120,000.
What are the progressive property tax tiers?expand_more
For owner-occupied properties: 0% on first $8,000, 4% on next $22,000, 6% on next $10,000, 10% on next $15,000, 14% on next $15,000, 20% on next $15,000, 26% on next $15,000, and 32% on AV above $140,000. Non-owner rates start at 12% and go up to 36%.
When do I need to pay property tax in Singapore?expand_more
Property tax is payable annually, usually by 31 January each year. IRAS will send a property tax bill in December for the following year. You can pay via GIRO (monthly instalments), AXS, or internet banking. Late payment incurs a 5% penalty.
Sources
- • IRAS (iras.gov.sg) — Property tax rates for owner-occupied and non-owner-occupied properties
- • IRAS — Annual Value determination methodology and payment deadlines