Is Driving Actually Worth It? Run the Numbers.
3 calculators for HDB parking fees, ERP 2.0 charges, and the real cost of driving vs public transport. The difference can be $800–$1,500/month — find out yours with official HDB and LTA rates.
All Parking & Transport Calculators
HDB Parking Fee Calculator
Calculate your HDB season parking and hourly rates including 9% GST. Rates vary by town — check yours before you commit to a lot.
ERP Calculator
Estimate your daily and monthly ERP 2.0 charges based on your route, timing, and vehicle type. Charges range from $0.50 to $6.00 per pass.
Commute Cost Comparison Calculator
Driving vs MRT vs bus — which is actually cheaper for YOUR commute? Enter your route and see the monthly cost side by side. Most drivers underestimate by 40%.
The True Cost of Your Daily Commute
Most drivers in Singapore dramatically underestimate what they spend on commuting. When you add up the car loan, insurance, petrol, parking, ERP, road tax, and maintenance — the real monthly cost of driving is typically $800–$1,500+. Meanwhile, MRT and bus commuters spend $80–$120/month.
HDB Season Parking runs $110/month in most estates, but daily parking at commercial lots can add up fast. ERP 2.0 uses satellite-based tolling with charges varying by zone and time — peak hours can cost $3–$6 per pass, twice a day.
The Commute Cost Calculator lets you compare all options for your specific route. You might find that driving saves time but costs 10x more — or that a combination of MRT + occasional Grab is the sweet spot.
HDB Season Parking
$110/month
ERP Peak Charge
Up to $6.00
MRT/Bus Monthly
~$120/month
Avg Petrol Cost
~$250/month
Frequently Asked Questions
How much is HDB season parking?expand_more
HDB season parking costs $65–$110 per month depending on the town and whether it’s for a car or motorcycle. Daily parking is $0.60 per half-hour in most HDB car parks. Calculate your exact rate with the HDB Parking Fee Calculator.
What is ERP in Singapore?expand_more
Electronic Road Pricing (ERP) is Singapore’s congestion pricing system. ERP charges vary by gantry location and time of day, typically $0.50–$6.00 per pass during peak hours. Estimate your monthly costs with the ERP Calculator.
Is it cheaper to drive or take MRT?expand_more
MRT is significantly cheaper than driving for most commutes. Monthly MRT costs average $80–$120, while driving costs $800–$1,500/month including loan, insurance, petrol, parking, and ERP. Compare your specific commute with the Commute Cost Comparison Calculator.